Our Focus


GIMA organizes the faith community of Indianapolis to advocate for fair, affordable housing and ending Indy’s eviction crisis.

Affordable housing, homelessness, and evictions

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Why Housing and Evictions in Indiana

What’s the current landscape?

Housing instability, particularly evictions, is receiving its due attention in this critical moment because it’s nearing a full-blown crisis. According to Eviction Lab, Indianapolis is second only to New York in total evictions and Indiana is number one in statewide eviction filings since 2020. We recognize that there are several excellent non-profit organizations that provide direct services, as well as coalitions that amplify the voices and needs of those grappling with the impact of evictions and homelessness through advocacy. We also know that many congregations periodically collect food and clothing – and even temporarily house the homeless.

The Data

Indianapolis ranks #2 in the entire country in evictions, behind New York City

  • Marion County averages 400-600 weekly eviction filings since March, 2020

  • 65% of eviction filings are from large multi-family developments, though only 14% of renters live in these properties.

  • Those properties with high eviction rates also tend to be at the higher end of the Marion County Public Health violations list.

  • The eviction crisis is not just an Indianapolis problem. See chart on back of this page for county-by-county data.

  • Indiana is one of five states that does not allow a tenant to escrow rent for repairs. Escrow programs can reduce eviction rates for tenants while creating an equitable process that does not hurt responsible landlords or affect their ability to pay their mortgage and other costs.

Housing costs for Hoosiers continue to skyrocket

  • Marion County has seen rent increase an average of 20% ($200-$300/month) since 2020, while wages have only increased by 4%. This level of increase is simply unsustainable.

  • Despite record rent increases, apartments in Indianapolis hover around 96% occupancy, meaning that renters are stretching their budgets to keep a roof over their heads.

  • While development of multifamily units is up, newly constructed units are not meeting affordability needs. Average asking rent is up to 30%, roughly $300 a month.

  • In 2020 50% of renters were cost-burdened, paying more than 30% of their income in rent.

  • Nearly 25% of renters were severely cost-burdened, paying more than 50% of their income in rent.  

Out-of-state investors (institutional investors) contribute to Indiana’s housing crisis

  • Out-of-state investors seek out Indiana for its landlord friendly laws, not only hurting renters but homeowners as well.

  • 60% of rental property owners in Indiana reside in Illinois, California, Georgia, Texas, and Florida.

  • 26% of residential property purchases in Indiana were by investors at the end of 2021. Indiana is on track for more than 30% of all residential property purchases to be by investors.

  • Indianapolis is #1 of U.S. cities for out-of-state corporate investment in real-estate. Whereas most cities average 3%, Indianapolis is at 15% and growing.

Indiana Lacks in Affordable Housing Options

  • Half of renters in Marion County earn less than $35,000 but only 35% of multifamily units meet the affordability thresholds.

  • Prosperity Indiana & NLIHC report that Indiana has a gap of 135,033 affordable and available rental units for the bottom 30% of area median income (extremely low income households).

  • Affordable housing is scarce outside of Marion County. 80% of the 63,000 affordable units are in Marion County, leaving renters around Indiana with few affordable housing options.

  • The Indiana Behavioral Health Commission cited housing instability as a primary contributor to mental illness issues. As Indiana tackles our mental health crisis, we must also consider affordable housing as part of the solution.

Image of Eviction Lab Policies

Eviction Lab Policies Scorecard for Indiana

Indiana Scored 1.15/5.00

Your Rights as a Renter in Indiana

Renters’ rights typically fall under the jurisdiction of state or local government. The tenants’ rights below apply to all renters in the State of Indiana. However, some communities may have additional regulations for tenants and landlords.

Source: Adapted from Warranty of Habitability, Indiana Legal Services.

As with all information contained on this website, you should not consider this legal advice and you should seek advice from a lawyer.

 

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